Hi,

Myself and a business partner are looking to invest in a off-plan apartment, most likely in Cluj. We have a budget of around €70,000.

Im self employed here in London (I.T Consultant) and even though my wage is relatively high, I do not have an employment contract or 3 years worth of my company accounts. Does anyone know if Romanian lenders give non status mortgages? 75% of 70K is only €52500 so it isnt a bit mortgage anyway.

Any info on this topic would be appreciated.

many thanks
Cal