Hi nic,

WISH i could give you more advice on this but unfortunately have never done this before so I cant be sure!!

But yes you are right-they are supposed to get you a good rate and fixed if you request it and they take a minimal slice/fee of this aswell!!!

But this can go either way depending on which way the exchange rate moves- up or down??

When it comes to exchange rates all over the world the banks will always charge you c**p rates and you end up getting less for your money!!

See ya D

P.s- Let me know how you get on as Ive always wanted to do it but could never quite get my head around this fixed rate scenario!!