Quote:
Originally Posted by diga
Which bank is promising you the 9.9% mortgage? do you have wage reciepts from your work abroad? I had this problem and was advised to get an apostile or something called that from an Italian friend buying in Bulgaria with the same problem. I never did and got my partner to get it in her name (we are not married so she got it alone). 6.7% interest rate.
I hope this helps or if someone else can elaborate.
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I will find out the bank tomorrow and I will ask my lawyer about this apostile and post it.
I have wage slips and bank statements for the last 6 months in Korea and England. Getting the mortgage with my fathers name on it is an option. However, my credtit rating is rated as poor (647/1000) - in the bottom 25%, I very very surprised to hear this.
If I get the mortgage jointly with my father, will my credit rating affect the 6.5% interest loan or would the mortgage have to be in only my fathers name ?
Thanks again