Hi Mike,

Four years ago I was in the same situation, i was in love with Croatia and i could not get anywhere.

Montenegro on the other hand is a nice country but one has to be very careful. I had considered Montenegro but in the end I chose Croatia. Lately i heard that in Montnegro there will be a lot of changes in the legislation with regards to property, building permits and zoning.

Investing in Croatia turned out to be a wise decision for me and nowadays I own my own real estate agency and project management firm. The situation with the banks has improved a lot too and nowadays it is possible to get a business loan. My tip to you would be to establish a company.

Would be delighted to meet you when you are back in Croatia.

Best Regards
Stefan