To clarify .....

If the purchase price of the property you want to buy is for eg: 100,000E, and you want to borrow 100,000E - that is a 100% mortgage.

100% mortgages from French banks are only available to people living and working in France and paying income tax and social charges into the French system.

For people living in EU countries, the maximum mortgage is 85%.
For folks living in countries outside of the EU, the maximum mortgage is 80%.

So .... working on the same example ....

85% of 100,000E would require a deposit of 15,000E (15%)
80% of 100,000E would require a dpoesit of 20,000E (20%)

CaroleBayliss
mortgagefrance