I rang our lawyer in Bulgaria & she said that Blocks C&D are completed & act 15 cert issued. Is that right for those of you who bought in blocks C&D? Have you [paid the balance yet? For Block B act 15 cert should be issued in around 2 weeks. Block A act 15 cert in January or possibly end dec. She said that the reason for the delays is that the mayor of bansko stopped all development work in bansko for 3 months. The surrounding areas ie: pool, restaurant, reception etc will not be ready until april. Our apartment will have an act 15 certificate issued in about 2 weeks & the inside will be ready, elevators, water & electric. The last document for the complex is an act 16 habitation certificate which should be issued within 33 days of the act 15, but these are always late because not enough people work in the offices & bansko has so many developments. We become the owners with act 15 & we need to pay then, think it was within 14 days, but legally we shouldn’t rent the apartment without the habitation cert, although she said many complexes do. I said I wouldn’t be happy with that ie: if someone had an accident etc. Aparently the developer tried to catch up on the work with extra workers but has been unable to. I asked what happens if the developer just never finishes it off & we have paid & she said that it is in their interest to complete asap as they will be making a profit by managing most of the apartments through Top Property management, owned by same people as STC. Also, they have plenty of money & 2 other complexes are currently under construction. Good quality materials have been used & the view is beautiful apparently (although I imagine still building work going on!). it is one of the biggest complexes in bansko. Any comments about paying prior to the surrounding areas being completed? Also we tried for compensation but were told as the delay was outside the control of the developer we would not be entitled & that this is stated in the contract.