One is an off - plan villa, the other a hotel suite in a 5 star complex - again off - plan.

Why I prefer offplan:

The beauty of offplan is I only part with relatively small amounts of capital and then enjoy 3 years capital growth based on the full property value. So say Ive put £30000, that means Ive lost interest on £30000 at the cost of c£1000 per year (net of Tax), however I expect the value of the villa (which I paid £170000 for) to double by the time its built.

The hotel suite is only £75000, yet front line beach - and I mean right on the ocean with no road or anything in front. Such real estate is highly sougtafter.
For example a smaller studio directly on the ocean in Tenerife on a 5 star golf complex (like the Moroccan one, but the Moroccan one will be more luxurios - Arabs like to outdo everyone else), will cost you 3 plus times that sum, and when u think Morocco is 1 hour closer and far far better beaches.....

The initial deposit on the hotel is 1000 euros. 20% (ie £14000) will be due in a few months time, then another £14000 next year.

I can sit back and enjoy 3 years growth until the place is built yet my input is costing me very little (actually nothing if I fund with 0% credit cards!!!!!)