We are in the process of purchasing in Greenfields and have been using some of the prompts on this list to reconsider our options. It is worth knowing for those of you who are linking in with the financial broker into the romanian mortgage, then my understanding of the mortgage product is as follows: that the interest rate quoted (6.2%) is for the promotional year only , and then increases to the EURIBOR + 5.3% where the loan's LTV is less than 75% - which ours would be. The bank will also levy a .05% commission charge each month onto the balance owing. The redemption penalties are also steep from day one. Given that the rental yields do not come anywhere near the original predictions, this will make for heavy ground after the first honeymoon year. I clarified this with the broker and they confirmed these fees today.

I agree that at this point in time, furniture packages have a minimal focus!

Happy to engage in discussion where needed