i am just starting my life as a RE agent. that i why i am here to learn all i can from people with more expierence than i ! but, i do know this! that when people tell that there is a investment that has the potential to return you x amount with little to no risk. i look deeper then wiegh the risks for me! "what and how would this affect me finacially if this went wrong" this is how i invest be it stocks, commodities, or properties! we are financially secure. i am basiaclly doing this because i love working with people. not because i have to work to pay bills! this is a great job that leaves me feeling good when i help someone find thier dream property. where else can you do that and still get a nice check to boot! it has great hours and i am happy all the time now.but as far as investments go i KNOW that saying as close to guarantee as it gets or straight out just saying guarantee scares me into looking closer! if i have done my due diligence and i feel comfortable then yes i have taken the plung and made some great returns! but i have also held back because it felt to good to be true and lost a possible winfall. all in all i have saved more money than i would have ever made. but looking back as i have before writting this i see that my father's advice was right on the money! he told as a young man god gave you instincts so use them. do not let someone talk you into something that you are not 100% behind on your own. it is not your money it belongs to your family. if you can justify the risk to reward them it is ok to take on some high risk. but it must always be the smallest part of your portfolio to be financially stable and indipendent! these are just my views that work very well for me! in know other people who are great risk takers and have done so with great success! i say good for you ! if i can learn anything from you please show me! i know that no one has cornered the market on good ideas! so any tips help or commits let me know ! i will gladly take a look at everything that i can be cause i want to keep learnig till the day i die!