Thanks to those of you who replied and gave me advice. Sorry I didn't reply to you personally but I'm new to using these forums and just about managing to navigate and press the right buttons to reply!
The other residents (it's a small complex of 10 properties, some villas, some duplex, mines a duplex) are Turkish and do have their tapu. My estate agents tell me that the builder has the tapu for mine in his own name, and although I paid for my property £44k almost 3 years ago, the estate agents told me the builder wanted another £500 for him to transfer the tapu to my name. 3 weeks I paid them this plus taxes and fee for reconnecting water and electric into my name (as this was recently cut off as it was in the land owners name). I thought I was then going to go to the belediye and get the tapu in my name, but my estate agents told me there would be a delay of approx 10 days as they were waiting for some government papers (they didn't tell me the tapu was closed for foreigners). I do find the situation confusing and don't know who to trust regarding my property issues. So once again thanks for the advice.
Regards
Karen