Well, you need to ask the agents, just as you would in the UK, as to what their charges are.

What extra costs do you feel are involved here from the agent?

Why are you paying in cash? Do you mean travelling to Bulgaria and paying in cash or do you mean you are paying by bank transfer? If you are paying by bank transfer, do you say on your transfer payment what this is for? If so, this is traceable....

Of course agents fees are taken off valuation by a bank... they are only interested in bricks and mortar valuation - exactly as in the UK

Would you buy a property in the UK without clarifying these things?

Naturally you can obtain figures concerning the price you pay for the property, price yo pay for the f&f, price for estate agency fees........ you only have to ask, simple as that

Good luck

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Jain Goodall, Director, Quest Bulgaria Magazine

Independent advice and information for owning and buying property in Bulgaria
http://www.questbulgaria.com