Thirl1804. I assume you are thinking about Tanja with those details. The deal used to be better. There was no 12% up front and I think you paid less before completion. You'll have read about the farce of a meeting they had - where they invited British investors that had reserved over. I think most of those that went pulled out shortly after. They were not impressed. If you look through old threads here or on C4 / HPC forums you'll find out a lot more.