the pacfic in marjan island is great because even if the banks dont give u the permission to finance the property you can directly get it financied by the developer. for example my studio has a lenghty payment plan of 15 years. YES 15 years and the interest rate is the same as any other banks in UAE. But less hassle or less tension or less to worry about hidden charges about geting financied by the bank.

if you are looking for financing go wtih the Pacific project and their 15 year payment plan.