Hi Joshua,
Portuguese Mortgages are not impossible to get hold of as long as you have proof of ability to repay and a proven track record. They will lend up to 25 years as long as you are under 55 now and up to 75% of the valuation of your chosen property. Interest rates are lower than UK and the better agents don?t charge an application fee Try Welcome to Portugal Property Services or just go to one of the local banks like Baniff or BES they are all happy to help.
Thanks
Justin