When I signed the reservation agreement I was told that at the moment of signing the contract and pay the 20%, I will receive a bank guaratee that will cover the advance payment agreed (20% + 10% six month laters).

I have just been told that because the constructions lience has been issued the conditions has change and the bank guaratee willnot be given.

Could you give me any hint about how it works in Marocco?