I am a single mother working as a teacher and want to purchase a home. But don't think I can afford a home. I am tired of paying rent. Is there a way I can become a homeowner and not pay an outrageous mortgage? Your advice will be greatly appreciated!

hi paylor
all dependes on what part of the world you are in and how many years you want to commit to here in s ireland 30 year morgage rentel would cover it
just about

Hi,
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Good Luck!

Paylor,

Your post is rather vague as you give no details of your financial situation nor your location.

If you have a full time job & a good credit record you should not have a problem. If you can afford to pay market rent then there is every chance you can pay a mortgage. If you don't have a deposit then look at one of the new builds offered by the big developers; they are desperate for buyers and are offering lots of sweeteners. On some developments Barratts, for example, are even offering "move in for £99". Of course, all offers, be it deposit paid, 'free' carpets & white goods etc. are factored into the asking price, but if you are intending to live there for a few years, that shouldn't be an issue.