Our company will be launching an exceptional property investment in Kuala Lumpur, the capital of Malaysia in the next few weeks.

This investment will offer:

HIGH realistic capital appreciation of upto 20% per year.
High leveraging of upto 90% LTV
Low deposit
Excellent rental yields.
Negotiated at a good discount from market value.

if you are looking for a an excellent investment, with good LONG TERM rental yields.

This will be sold to our serious investors on a first come first served basis.

If you are interested in an investment like this, then please let us know by clicking here.
Any please do not hesitate to leave any messages here as well.

All the best

__________________
Robert Gavin
Get YOUR FREE Property Course Worth £199 - Click Here
Get Ready-Made BMV Deals Upto 30% Discount - Click Here

if you want to purchase a house but you need a loan to finance it, need not to worry as Fiscal Wise offers affordable home loans and mortgages for every Malaysians. search them at Google and type Fiscal wise to know how to get your home loan

hmm there goes my interest in opening up such "business"

i did use one of them 1-2 years ago. and i have no response from mortage agent.
but luckily i managed to find my super bank loan officer/

robert

which project is this pls?

Ariecol (and everybody else)

House price inflation in Malaysia is around 7%. It has been for years and might budge a point or two in the next couple of years , but anybody proposing huge capital growth figures probably has a crystal ball that the rest of the world doesn´t knows exists.

This agent posted on threads about Brazil, Egypt, Turkey, Dubai, UK, Bulgaria, India, Barbados, Spain, Germany, US etc and then disappeared. While he was active he was pushing his own product and knocking anything he couldn´t get a contract for. Sadly, there are too many agents on this forum who act like this.

Forget his offer and look at Malaysia with a clear head. The capital growth is reasonable in these times and net rental yields will cover a mortgage. It is a fantastic place in which to live and for an investor will produce steady if not unbelievable returns.

Happy Investing.

Andy

thanks for the heads up andy2k. was asking because of curiousity, and would like to loop as much info as possible into my radar

yes msia do offer good if not great return.

agree

Hi there,

After we have reaserched the market that is what we came up with. You might be interested. here are some positive factors for Investing In Malaysian Property

• Q3 2007 saw economic growth of 6.7%; its fastest growth in 3 years.
• Limited effect of sub prime crisis due to strong domestic demand.
• Stable inflation and interest rates.
• Increasing human capital and rising earning power.
• Service sector is the fastest growing areas of the economy.
• Ninth Malaysian Plan will see a further RM220 Billion (USD67 billion) invested into development and economic projects.
• In 2008 the government will allow EPF withdrawals to be put into housing loans.
• Declining corporate tax rate.
• The Malaysian Ringgit is likely to appreciate further in 2008/9.
• Low unemployment (below 4%).
• Ranked 14th country in the world in terms of FDI attractiveness.
• FDI increased by 52.8% in 2006.
• Rapid urbanization.
• Government legislation encouraging foreign property investment.
• Property prices are still considered to be undervalued when compared to other cities in Asia.
• Buying costs are very low in Malaysia at between 3.4% to
• 6.75% of the property value, including agent’s commission.
• Strong domestic demand in the property market.
• Stable capital appreciation and rental yields.
• LTV 75% and low interest rates.
• Rental guarantee of 6.5% gross for 2 years.

What are your thoughts?

OlgaB

Hi Olga,

Welcome to the forum. Most of the points that you list are valid, however the official inflation rate rocketed from 2.1% to over 7% in May when the government reduced some of the subsidy that it provided on petrol and diesel. It also increased utility charges substantially and this is having a significant knock on effect throughout the economy.

One enourmous benefit to investors is that construction costs are rising dramatically, and developers are now increasing their prices to account for this. If anybody is looking to purchase a property in Malaysia, they should get involved now before the prices rises really become noticable.

I do not know where you got your data from, but nobody would look at 6.50% guaranteed rental income when 9%-10% is closer to the norm (although not guaranteed) and LTV is 80% through most banks.

However, thank you for your input.

I think that there is going to be much more interest in Malaysian property from the international market. Issues around "bubbles bursting" in some markets and lack of an exit strategy in others, will lead investors to a location which is established, has high LTV, low interest rates and costs. The reason that it does not have such a high perception at present is partly due to the low commission rates available which limit marketing budgets of large international companies and the willingness of sales people to promote it as an investment option.

Happy investing

Andy

hi olga and andy2k

i agree. and thanks for your opinion.

i dont believe any "guarantee" if so, there is a small print most of the time.


foreigner: 70-80% ltv
local: 90-95%

cap appreciation in klcc is >80% every 12-18mths
Mount kiara: price increasing extremely fast thanks to klcc valuation.

rental: if buy off plan: 6-10%
if completed: 5-6%

but u must be extremely careful with developer!

as for currency, it can work both way, and mostly depend on entry or exit point which can be pretty unpredictable, and depending on the person's finance

so, any info on, what sort of money, are foreigners willing to plonk in?
and what size?

Appreciate your comments,

I agree that "guarantee" is a dangerous word that is why we're always causious giving figures to our clients though as "overpromise-underdeliver" is not how we work and believe in. By saying guaranteed gross yield I mean that we are offering our clients purchasing a unit in the project at r/yield of 6,5% for a period of 2 years from date of handover of their unit. Approximate rental yield of 8% gross was based on two developements we are currently investing in in Mont Kiara (when taken into account averagepurchase price, monthly rent, estimated monthly management fee and sinking fund costs fee, and other fees)We entered both of them at pre-launch stage and secured lower prices for our clients so even now they are still buying at the prices they would have paid at that point.

It seems it makes sence to borrow USdollars now as in long term it will hopefully appreciate.

so, any info on, what sort of money, are foreigners willing to plonk in?
and what size? Didn't quite understand your question. It all depends on what sort of property they are looking for. High-end condos are about RM950k and above, size - starting from 1600sqft and above.

OlgaB